
For consumers who have no yet eliminated to lapsed on their car insurance payment, a good proportion have “stripped down their auto-insurance policies” and only having the absolute minimum level of liability coverage that is required to legally drive in their home state. The number of uninsured motorists in the United States is developing a major risk for everyone, those who are insured and those who aren’t. In the case of a hit by an uninsured driver, an insured driver would not be able to recuperate the cost of damage unless he/she sues the uninsured. If the insured wins, the uninsured lose their assets in the court judgment. As well, driving without insurance is illegal in 48 states and the District of Columbia. The only states that is legal to drive in without car insurance is New Hampshire and Wisconsin